Fee-based planning is offered through Focus On Success, LLC, a State Registered Investment Advisor.  Third party money management is offered through Valmark Advisers, Inc., an SEC Registered Investment Advisor.  Securities are offered through Valmark Securities, Inc., member FINRA & SIPC (130 Springside Drive, Suite 300, Akron, Ohio 44333-2431; phone 1-800-765-5201). Focus On Success, LLC, is a separate entity from Valmark Securities, Inc., and Valmark Advisers, Inc.