Considerations When Electing Social Security

Social Security benefits serve as a critical component of retirement income for millions of Americans. Deciding when to elect these benefits can significantly impact one’s financial well-being in retirement. However, the optimal timing for claiming Social Security isn’t a one-size-fits-all scenario. It depends on various individual circumstances, including financial needs, health status, longevity expectations, and…

Do Equities Still Have Room to Run?

Over the past year, equities have shown significant upward momentum, rebounding strongly since the S&P 500 hit a low point in October 2022. This surge has resulted in a remarkable 26% increase in the S&P 500 over the last year, prompting questions about the potential for further growth. Despite concerns of a looming recession in…